The PayLo Program

Unlimited Credit Card Processing

Pay a Single Fee of $35 for Unlimited Processing

No Setup Fees -No Cancelation Fees – FREE equipment – Increased Cash Flow

The PayLo program gives unlimited processing for a flat monthly fee of only $35! Omega’s PayLo option was designed to meet the challenges small merchants face when accepting cards. Often times merchants pay out a significant amount of their monthly revenue to accept credit cards. This reduces the monthly cash flow for businesses. The PayLo’s flat monthly fee of only $35 allows merchants to accept cards without losing revenue. Regardless of the monthly volume you process, you only pay a flat $35!

Here’s How it Works

We Offer the Technology

PayLo Dual Pricing offers the technology to help merchants offer a card price and cash price in store.

Customers Have a Choice

By clearly displaying both prices in stores, customers now have the choice to pay however they want more clearly.

Simplify the Experience

By clearly disclosing both prices in store and letting the payments terminal do the rest of the work, the terminal displays the option to the customer a price in card and a price in cash.

Getting Started is as Easy as…

Update Your Price Lists and Menus

Merchants are strongly recommended to update their menu prices to properly reflect a Card and Cash price on all store items.

Post Your Signage

Ditch old and homemade signs! Replace them with card brand-compliant signage that properly alerts your customers to dual pricing inside.


Now you’re ready to start processing! The payment terminal handles all the calculations so you don’t have to worry about doing anything besides running your business.

Real Client Reviews

LaShay EvansLaShay Evans
15:53 21 Sep 23
Kinsey Neptune with Omega Bank Card Services is great!Very detail oriented & excellent service. She has great response time & helped our company save a ton of money. Highly recommend working with Omega!
Lyric HuffLyric Huff
20:21 17 Aug 23
I can not say enough great things about this company and Laura Green! She has been so helpful from the very start, and even still with emergency 8pm texts, lol! I have never worked with anyone at another company that's as caring, kind, and helpful as Laura. This service has absolutely transformed and simplified our business for the better, and it's all thanks to Laura! I absolutely recommend Omega!!!
Moni NeSmithMoni NeSmith
20:24 31 May 23
I have been using this service for the last few months and it has been a great business decision for me. My customers have been very understanding and accepting of the 3.5% rate instead of my business carrying the fees ourselves. Ryan Bruen has great customer service and I highly recommend using him as well as Omega Bank Card Services.
Juice factory LlcJuice factory Llc
14:58 31 May 23
Great company to work with, no hidden costs, very professional we got the opportunity to work with Jonathan Moseley, he helped us with all the process, very professional ,he explained and answered all the questions step-by-step. Especially because this is our first business, it’s very important to have a company and a person who you can trust. Very recommended..
Monica SheppardMonica Sheppard
18:50 30 May 23
Laura Green has been absolutely amazing from our very first phone call with getting me set up with a register system for my store! Her support has made the opening process so much smoother!
Scott McCainScott McCain
02:52 24 May 23
We really do appreciate all that Ryan Bruen has done for us as a business!We appreciate his readiness in helping if there is anything we need to figure out or fix. He always makes sure that we are taken care of!!We recommend him to every business owner around us!!
Sean BondSean Bond
19:49 23 May 23
Ryan is great and easy to work with. Saved my company a ton of money and he's always super easy to get in contact with whenever I've had any questions. Highly recommended!
American RecoveryAmerican Recovery
16:20 23 May 23
Ryan is awesome! Whenever he drives through Chattanooga he always make sure to stop by and say hello and make sure everything is still going good. We will never use another credit card company and we couldn’t recommend this one enough especially with Ryan being our sales rep!
Tyler TrammellTyler Trammell
22:54 21 Nov 22
Our rep, Kinsey Neptune, has been wonderful to work with. Always available, and cares, which is hard to find nowadays. All while saving us a ton of money. Smartest move we’ve made.
Mike MurbergerMike Murberger
20:41 10 Nov 22
I finally switched my business credit card processing to Omega. It’s the small town experience that’s the best. My rep, Kinsey Neptune, is never too far away should we need anything. Saving lots of money doesn’t hurt either! Highly recommended!!
Sandy WilbanksSandy Wilbanks
17:45 22 Sep 22
My rep, Laura Green, has the best customer service around. She makes life as a business owner easier and I know she always has my best interest at heart. Having someone you can trust and depend on truly means a lot and it is what keeps me from even considering other options. Thank you Laura!
Taylor McMichaelTaylor McMichael
13:51 01 Mar 22
I can’t say enough about Laura!! Panicking 24 hours before my business was meant to open and be accepting payments, I messaged Laura and she got back to me immediately with all of the info I needed! Not even 45 minutes later she met me at my bar to finalize things and get us up and running for the next day! I had worked with her in the past and she really just goes above and beyond, and having someone local is truly the best.
Leslie AkinyodeLeslie Akinyode
19:06 28 Feb 22
Lauren has been super helpful with getting all of our equipment up and running and answering any questions we have had since we got setup with our new office. Dr.McIntire and our entire staff have been very happy with our service (Family Dentistry of Douglasville)
Brandon AllenBrandon Allen
14:36 10 Feb 22
Laura Green is the best! Her customer service is amazing! She is friendly, knowledgeable and always willing to help. You will not be disappointed.
Stephanir ReschStephanir Resch
18:58 24 Dec 21
I have had paylo for a few months now and I love it! The system does everything I need it to and saves me thousands every year. My rep Laura Green is AMAZING! She is professional, responsive and made the process of swapping to this system so easy! I would recommend this company over and over.
Misty RichmondMisty Richmond
13:17 23 Dec 21
I'm very impressed with Laura Green. Our representative,she goes above and beyond to take care of all our needs. One of the best reps that I've ever dealt with. I would highly recommend her and Omega! Kip owner of Pokey's Sporting goods in Calhoun Georgia.
Lexi WilliamonLexi Williamon
02:37 23 Dec 21
Laura Green- i just have to hop on here.. and brag.. I work with her daily.. here recently our WiFi will knock off or for example we’ve had to change prices recently and I’ve been really busy recently and she ALWAYS comes to my rescue.. she always responds INSTANTLY.. she hopes online and changes things for me.. etc! She is so very sweet and professional.. I’m so thankful for her!!! She is a awesome person to work with!!! 😊
Thomas WortheyThomas Worthey
00:14 23 Dec 21
Laura Green at Omega has made my payment processing easy and painless for my business! She is a major help for my business!! I don't know what I did before her!!! I highly recommend her!! If your processing isn't local. And you want someone who actually cares about your business, has 1st class customer service, she is your person!!!!!!