The PayLo program gives you unlimited processing for a flat monthly fee of only $35! Omega’s PayLo option is a customer assistance fee program that was designed to meet the challenges small merchants face when accepting cards. Often times merchants pay out a significant amount of their monthly revenue to accept credit cards. This reduces the monthly cash flow for businesses. The PayLo fee of only $35 allows merchants to accept cards without losing revenue. Regardless of the amount of monthly volume you process, you only pay a flat $35!