The PayLo program gives unlimited processing for a flat monthly fee of only $35! Omega’s PayLo option was designed to meet the challenges small merchants face when accepting cards. Often times merchants pay out a significant amount of their monthly revenue to accept credit cards. This reduces the monthly cash flow for businesses. The PayLo’s flat monthly fee of only $35 allows merchants to accept cards without losing revenue. Regardless of the monthly volume you process, you only pay a flat $35!